Personal Auto Insurance for Business Owners

Your business insurance is solid, your fleet of vehicles covered, now what about your personal auto insurance policy?

State laws dictate car insurance liability minimums, but as a business owner there's more at stake than the average person so it pays to get the right coverage. A Proven Insurance representative can make sure you're covered at a reasonable rate.

Liability protection is going to cover costs for injuries and damage to other people or property in the event that a covered driver is found at-fault in an accident. The two categories of auto liability coverage are bodily injury liability and property damage liability. Legal defense and court costs associated with a covered, at fault accident may also be covered by liability insurance.

Additional auto insurance coverages include:

Medical Payments Coverage which helps cover the cost of necessary and reasonable medical expenses or funeral costs.
Underinsured or Uninsured Motorist Coverage which covers the costs of repairs and expenses for accidents caused by underinsured drivers or drivers without liability insurance.
Collision Coverage which covers an insured driver's cost to repair their car, including rollovers and collisions with objects or other vehicles.
Comprehensive Coverage which helps protect drivers from calamity not caused by collisions, such as fire, storms, vandalism, animal encounters or fallen tree branches.
Roadside Assistance, Rental Car Reimbursement, Sound System, Towing and Labor-cost coverages are also frequently available.

Car Insurance Discounts

Insurance discounts are widely available. As a business owner, there's a good chance you qualify for at least one discount.

Common Auto Insurance Discounts Include:

Multiple Vehicle Discounts
New Vehicle Safety Discounts
Accident Free Driver Discounts
Safe Driver Discounts
Anti-Theft Device Discounts
Defensive and Driver Training Course Discounts
Good Student Discounts
Discounts for Association Memberships