Additional Commercial and Business Insurance Options
- Business Owner’s Policy BOP: includes commercial general liability, property insurance, may also cover the lost expenses or income that a business owner incurs
- Worker’s Compensation: compensates for medical care for employees injured within the course of work in exchange for the relinquishment of the employee’s right to sue
- Automobile Insurance
- Umbrella Insurance: protects assets and future income of the policyholder beyond the limits of their primary policy; can become the primary policy
- Excess Insurance: goes into effect only when all underlying policies are exhausted
